Compare
vs+Punctual vs the usual stack
The usual setup is Xero plus a project tool plus a spreadsheet, held together by hand. Punctual is all of that in one system, so nothing falls through the gaps.
The short version
Choose Punctual if you're tired of gluing tools together and reconciling between them. Choose the stack if it's genuinely working for you and you'd rather not switch.
Side by side
| What matters to your business | Punctual ✓ | Xero + PM tool + spreadsheet |
|---|---|---|
| One system, one source of truth | Yes | Three, plus glue |
| Money linked to clients and projects | Yes | Manual |
| Profit per client | Yes, live | Spreadsheet job |
| Nothing to sync or reconcile between tools | Yes | Constant |
| Monthly cost | One plan | Several subscriptions |
Choose Punctual when…
- You're tired of copying numbers between tools and hoping they match.
- You want profit per client without building it in a spreadsheet.
- You'd like to cancel a couple of subscriptions.
Choose the usual stack when…
- It's working well for you and switching isn't worth the effort right now.
The pain of getting this wrong
Every tool you glue on is another place for numbers to drift apart. The spreadsheet holding it together is one wrong formula away from a decision you'll regret.
Switching
Moving off the usual stack takes an afternoon
01
Bring your history
Connect your banks and import contacts, open invoices and balances from the old stack. Punctual pulls in your recent months of transactions.
02
Punctual rebuilds your books
Transactions are matched and categorised on arrival; you review the short list it wasn't sure about. Your P&L is current by the end of the day.
03
Run both for a month
Keep the old stack alive alongside Punctual through one month-end if you want the safety net, then cancel it.
Most switches happen over one afternoon, and the 30-day free trial covers a full month-end.
Fair questions
Asked before switching
Can I keep my project-management tool?
Yes. Punctual replaces the money layer: the accounting, the billing, and the spreadsheet gluing them together. If your team loves its PM tool for tasks and delivery, keep it.
Can I move my data over from your current tools?
Yes. Connect your bank accounts and bring your contacts, open invoices and balances across, and Punctual reads your recent history and builds your books from it. Most businesses do the move in an afternoon.
Will my accountant be able to work with Punctual?
Yes. Punctual keeps real double-entry books with a proper profit and loss and balance sheet, and every number traces to its transactions. Invite your accountant free: seats are always included.
What does Punctual cost?
US$79 a month covers your workspace and your first company, and each company after that is US$39. Yearly is ten months for twelve. Every feature and your whole team are included, we take no cut of your payments, and there is a 30-day free trial.
Is my data locked in?
No. Export your books and records any time, in formats your accountant can use. Leaving easily is part of the deal, and it keeps us honest.
Start free
It's --:-- in Singapore.
Your books could be up to date by --.
Connect your accounts and see your own numbers the same day. Your card is not charged until day 30.
30 days free · Your data stays yours · Cancel anytime