Live accounting
Your books, matched and up to date on their own.
Punctual pulls in your bank activity and matches payments, bills and fees to the right place.
The problem
The way it works today
Reconciling is the job nobody wants. You export the bank statement, line it up against your invoices and bills, fix the ones that don't match, and hope you didn't miss anything. Miss a bit and your numbers are wrong, so you never quite trust them. Most tools either dump it all on you, or auto-match so eagerly that they get things wrong and you can't tell.
Sound familiar?
bank_export_jul.csv · Sunday 11:12 PM
What Punctual does
The chore, un-chored.
01
Matches your transactions for you
Punctual reads each payment, bill, and fee, and lines it up with the right invoice or account. The easy ones just happen. You get your evening back.
The easy ones just happen
02
Tells you when it isn't sure
If a match is uncertain, Punctual sets it aside and asks, instead of guessing and hiding it. You confirm in a couple of seconds. Nothing wrong slips into your books quietly.
It asks. You confirm in two seconds.
03
Keeps a clear trail
Every match is recorded and can be undone. Click any number and see exactly what sits behind it. These are books you can question, not just read.
Figma · matched 26 Jul−24
Adobe · matched 25 Jul−92
Every match · undoable
Click any number, see the story behind it
Reconciled by the time you've made coffee.
- 01Monday · Last week's payments are already matched when you open the app.
- 02Tuesday · Three items sit in review because Punctual wasn't sure. You clear them in a minute.
- 03Midweek · Your P&L is current to the day, not to last quarter.
- 04Friday · Your accountant asks about a payment. One click, whole story.
- Applicant
- Your business
- Profile
- Businesses whose bank feed and books drift apart, and who lose a weekend a month putting them back together.
- Assessment
- Proceed.
Start free
It's --:-- in Singapore.
Your books could be up to date by --.
Connect your accounts and see your own numbers the same day. Your card is not charged until day 30.
30 days free · Your data stays yours · Cancel anytime