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Punctual

Knowing your numbers

Reports where every number traces back.

A proper profit and loss and balance sheet, kept current. Click any number to see what's behind it.

punctual.app / reports / profit & lossLive
Profit & loss · this quarter click any number
Freelance design · Lila O.S$6,200
Freelance dev · Ravi K.S$14,800
Stock & licencesS$8,000

The exact transactions behind the figure. No black box.

The problem

The way it works today

Reports from most tools are a dead end. You see a figure, but you can't tell where it came from, and you can't trust it. So you don't use them, and you fly blind.

Sound familiar?

Where's this S$8,200 in 'Other' from?
…checking (three tools open)Thu 6:40 PM
why did costs jump in June???
ABCD
Revenue152,400ok?
Other expenses8,200???
Net profit53,800trust?

management_accounts_FINAL2.xlsx

What Punctual does

Reports you can question. Numbers you can trust.

01

Real financial statements

A proper profit and loss and balance sheet, not just a list of payments.

punctual.app/reports/pnl
DashboardInvoicesBillsClients
RevenueS$152,400
Cost of sales + overheads−S$98,600
Net profit · Jan–JunS$53,800

A real P&L and balance sheet, not a list of payments

The statements

02

Click any number

Tap a figure and see the exact transactions behind it. No mystery, no black box.

punctual.app/reports/pnl
DashboardInvoicesBillsClients
Freelancers · JuneS$12,400

S. Lim · editing6,200

K. Ravi · motion4,400

J. Chen · copy1,800

Click the number · see the three bills behind it

One click deep

03

Ready for filing

Your reports are kept in good order, so tax time and ACRA and IRAS filing are far less painful.

punctual.app/reports
DashboardInvoicesBillsClients
Profit & loss · FY2026In order
Balance sheetIn order
GST workingsIn order

ACRA and IRAS season, minus the season

A week with Punctual

Every figure, one click from its story.

  1. 01Monday · Your accountant asks why costs jumped. You don't dig, you click.
  2. 02Monday · The cost line opens into three freelancer bills. Question answered in seconds.
  3. 03Midweek · You trust the number because you can see through it.
  4. 04Friday · Filing season is a calendar entry, not a crisis.
AugustThis week
MTWTFSS
24?Question askedAnswered · 1 click
25
26Reports current
27
28Weekend intact
29
30
Your week · nothing chased by hand
Fit checkForm 07-B · takes no time
Applicant
Your business
Profile
Businesses whose reports arrive weeks late from someone else, with no way to check a figure.
Assessment
Proceed.
on time, every time

Start free

It's --:-- in Singapore.
Your books could be up to date by --.

Connect your accounts and see your own numbers the same day. Your card is not charged until day 30.

30 days free · Your data stays yours · Cancel anytime

Related: Automatic reconciliation · Client profitability